Random thoughts and observations
I can’t remember when I first wrote a cheque, but it was probably around 1987 when I was 20. At secondary school we were taught how to write cheques. For my parents it was the main way of paying bills and using cheques seemed a natural thing to do. When I ran my own business in the mid to late 90s, I used cheques extensively, but gradually switched to credit cards for fuel and Bpay or direct debit for regular expenses.
I don’t go into a bank very often these days, most of my banking is done online. I had a couple of cheques that had been sitting in my tray for several months. Although not a lot of money, I wanted to cash it in before starting a summer holiday. And while in the branch, [...]
Last night I went to transfer $800 from my Westpac savings account to my Westpac Mastercard account. Using electronic banking I accidentally did it the wrong way round, and transferred from Mastercard to the savings account. I immediately moved the money back again to the correct account. Today I saw that Westpac charged me $16.06 [...]
I’m sick of receiving spam emails claiming to be from the Commonwealth Bank. They have been flooding my ymail address for weeks and now they’re infiltrating my Google hosted email as well. I’m not even a customer of the Commonwealth Bank. But every message needs to be read and marked as spam, which wastes time [...]
My everyday banking has been with Citibank for several years now. I like their Ready Credit card, which is like a debit card, cheque account, personal loan and Visa card rolled into one. I have a linked transaction account, into which my wages are paid and from which several direct debits are made. I also [...]
