Kudos to Westpac. I had a message on my mobile phone this afternoon asking me to call Westpac Card Services. A bit of a hassle, but I followed the prompts, identified myself and got through to someone after about five minutes. They wanted to check that a Mastercard transaction was legitimate. It was A$38 to [...]

Is there an international financial crisis related to dodgy lending that has caused a global credit squeeze … or am I dreaming? I received a letter from Citibank this week offering to increase my credit limit incrementally from $20,000 to $50,000. “In recognition of your excellent repayment record we are delighted to offer you further [...]